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ISO has announced that filings are underway for its new motorcycle program. The program consists of forms, rules, and loss costs tailored to fit the specific requirements for insuring a motorcycle. The base policy provides liability, medical payments, uninsured motorists, and physical damage coverages. It also offers a wide array of endorsements. ISO is a member of the Verisk Insurance Solutions group at Verisk Analytics.

The program also includes a motorcycle rating code supplement, which contains rating codes based on motorcycle type, engine size, manufacturer’s suggested retail price, vehicle identification number, and make, model, and trim level for each model year back to 2004. The comprehensive motorcycle manual includes classification factors that recognize various exposures, such as age of operator, number of accidents, major and minor violations, and years of riding experience. There are also discounts for motorcycle rider training, antitheft devices, and antilock braking systems.

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