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In a new article, Only Partially Covered: What You Really Want to Know About Allocation Under Management Liability PoliciesCarrie E. Cope and David Curkovic of Schuyler, Roche & Crisham, P.C., and Virginia Morris-Ardin of Philadelphia Indemnity Insurance Company analyze the allocation of loss within insurance policies covering management liability risks. 

The authors’ article discusses allocation in early directors and officers policies when problems arose in allocating loss between the company and its officers and directors and then it discusses the allocation of defense costs and settlements under those early policies. The authors also examine court decisions across the nation tackling the many problems of allocation arising under contemporary policies, including:

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