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Aflac, a provider of voluntary and guaranteed-renewable insurance in the United States, has enhanced its lump sum critical illness insurance policy to offer more options such as guaranteed-issue, dependent child coverage, and a Health Savings Account (“HSA”)-compatible policy.

The new plan pays cash benefits to help employees with costs associated with an unexpected health event that might not be covered by major medical insurance. These cash benefits can be used for medical treatment, living expenses, and other out-of-pocket expenses for a covered critical illness event including heart attack, stroke, paralysis, coma, major human organ transplant, and end-stage renal failure.

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