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MSO General Property Form—MCP 010

Summary : The cornerstone of the MSO commercial property program is a twenty-three-page booklet that, according to MSO, incorporates the provisions of ten separate simplified forms. The booklet includes in a single document all primary property and business interruption coverages, all causes of loss options, and the applicable policy conditions. Commonly used endorsements are preprinted in the body of the policy, thereby eliminating the need for separate attachments; each of these endorsements can be triggered by listing the endorsement number in the declarations. MSO refers to these as endorsements preprinted in the form, but the form itself does not refer to these options as endorsements. A list of the form’s preprinted endorsements follows this analysis.

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