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Aviva has enhanced its critical illness (“CI”) coverage for new customers with a series of what it characterized as “radical enhancements,” extending the number of conditions covered to 53. Coming into effect on new policies from July 7, 2013, the company said that the changes focused around the “most commonly claimed for conditions” including heart attack, stroke, and multiple sclerosis (“MS”).

Under the new CI cover, Aviva has lowered the threshold of troponin levels that need to be met for a heart attack to qualify as a valid claim. Previously, a customer would have needed a troponin level recorded at the following level or higher: troponin T > 1.0 ng/ml. Under the new cover, this level will need to be troponin T > 0.2 ng/ml.

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