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A federal district court in New Jersey has upheld an ERISA plan administrator’s decision that benefits did not have to be paid to a insured’s widow after the insured shot himself and died because of the life insurance policy’s suicide exclusion, rejecting the contention that medication allegedly led to the insured’s act and that it was not a suicide – even though the court found that the term “suicide” was ambiguous in light of the facts of the case. 

The Case 

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