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Notice-of-occurrence provisions in insurance contracts typically are enforced by the courts, which recognize that they aid insurers in early investigations, detection of fraudulent claims, and proper capital allocation. But an insured that provides late notice of a claim does not necessarily lose every chance for coverage – if the reasons for the late notice are reasonable.  The U.S. Court of Appeals for the Second Circuit examined the sufficiency of reasons for delayed notice in Pfeffer v. Harleysville Group, Inc., No. 11–4513–cv (2d Cir. Nov. 6, 2012)

The Case 

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