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Boiler and Machinery Coverage Form
Offers an analysis of BM 00 20, equipment breakdown protection form.
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Equipment Breakdown Protection Coverage
Summary: Under the Insurance Services Office simplified commercial coverages program, boiler and machinery insurance is written by use of BM 00 20 07 01 , equipment breakdown protection coverage form. In addition, a variety of endorsements are available under the program that extend or modify the boiler and machinery coverage.
This discussion offers an analysis of form BM 00 20, with its coverage agreement, exclusions, conditions, and definitions.
Topics covered:Equipment breakdown protection coverage form declarationsCoverage Exclusions Limits of insuranceDeductibles Equipment breakdown protection conditionsGeneral conditionsJoint or disputed loss agreementDefinitions
Equipment Breakdown Protection Coverage Form Declarations
The equipment breakdown coverage declarations page, in addition to noting the policy number, named insured, mailing address and policy period, provides spaces to show the limits of insurance for the various coverages offered through BM 00 20. Insurance applies only to a coverage for which a limit of insurance is shown on the dec page. The dec page also has spaces for listing optional coverages chosen by the insured, as well as for deductibles and additional insureds, mortgageholders, and loss payees.
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