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ISO Market Segments Program

Summary: The Insurance Services Office (ISO) has developed a form—part of the overall program designed for specialized market segments—to provide coverage for dry cleaning and laundry facilities. The bases of coverage are the commercial general liability form, the building and personal property coverage form, and the special form causes of loss. The dry cleaning and laundry facilities form, MS DC 01, is then attached to provide wrap-around coverage by modifying many of the provisions and coverages of the underlying forms.

This article provides information on MS DC 01. For more information and analyses of the underlying coverage forms, see CGL Coverage Form–Coverage A ; see [IDL:CGL Coverage Form—Coverage B] ; see Medical Payments ; see General Provisions of the CGL ; see Building and Personal Property Coverage Form ; and see Causes of Loss .

Topics covered:

Introduction

Changes to the commercial property form

Additional coverages

Coverage extensions

Changes to the causes of loss form

Changes to the CGL form

Definitions

Endorsements

Introduction

MS DC 01 is an endorsement that modifies the CGL form, the commercial property form, and the causes of loss—special form; the provisions of these forms apply to the risk except as otherwise provided under MS DC 01 10 04 . The endorsement enhances the coverages provided by the standard forms by offering additional property coverages, some crime coverages, and changes to the general liability coverages.

Also offered through this market segments program is coverage for equipment breakdown protection, using endorsement [IDL:MS 02 10 04] .

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