X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

Coverage Denial Under “Concealment or Fraud” Provision

In Barth v. State Farm Fire and Cas . Co ., 2008 WL 733897 (Ill., 2008), a fire destroyed plaintiff Barth’s home and he filed a fire loss claim with his insurer, State Farm. State Farm denied the claim under an exclusion in Barth’s policy voiding coverage if the insured intentionally concealed or misrepresented a material fact impacting coverage. Barth filed a complaint against State Farm in the trial court seeking damages after the denial of coverage.

The fire that destroyed Barth’s home began while he was out with William Penn and Penn’s friend William Burmeister. Barth was disabled and had hired William Penn to drive him and perform errands. The fire was immediately determined to be suspicious, and State Farm began an investigation.

This premium content is locked for
Insurance Coverage Law Center subscribers only.

Start a free trial to enjoy unlimited access to the single source of objective legal analysis, practical insights, and news for the insurance industry.

  • Access the most current expert analysis and daily developments across jurisdictions
  • Solve complex research issues with expert tools and intelligence
  • Tap into insurance coverage expert guidance

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

ICLC Staff Writer

 

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.