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Companies offering financial products or services are frequent targets of patent infringement accusations. The new “covered business method review” (CBM) created by the America Invents Act (AIA) provides these companies with a powerful new tool to challenge the patentability of a certain class of patents at the U.S. Patent and Trademark Office (PTO). CBM offers a faster proceeding (18 to 24 months), a wider range of patentability challenges and more favorable estoppels than other forms of contested proceedings before the PTO, such as inter partes review and post grant review.    

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