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In the last few years, courts have issued a flurry of opinions on the subject of construction defect insurance, with particular regard to the question of whether the average commercial general liability (CGL) policy provides coverage for construction defect claims against a contractor insured. The most extreme opinions have held that such claims never trigger coverage, a result that prompted several states to enact legislation to the contrary. The courts, in turn, responded to this new legislation with varying results, discussed below.

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