A rear-end collision with no damage to either vehicle and no obvious injury to anyone at the scene has led to a $1.575 million settlement paid by an insurance company holding a $25,000 policy.
The story of how that happened started with one driver’s demand that the other driver’s insurance company settle the case for the $25,000 policy limit. The insurance adjuster rejected the demand. After nearly four years, $300,000 in medical bills claimed for a ruptured disk and spinal fusion surgery and investigations by two lawyers and many experts, mediation brought the parties to agreement.
