The U.S. Court of Appeals for the Eleventh Circuit resolved a dispute Monday over which policy pays how much of a big judgment—and in so doing lifted the curtain on behind-the-scenes negotiations between insurance companies and lawyers.

“On the eve of trial, the defense team estimated their worst verdict at $1.5 million,” Judges William Pryor, Robin Rosenbaum and Robert Luck said in an unsigned unpublished opinion. “But the jury, instead, returned a $72.96 million verdict.”