We are living in unprecedented times. If your clients were already struggling with debt before this outbreak, then they’re likely even more worried now, as they try to figure out whether Chapter 7 or Chapter 13 bankruptcy is an option, whether they have any means to resolve their debt or worse, with layoffs and furloughs, whether they’ll lose their home and all their belongings while trying to stay healthy in a global pandemic.

Fortunately, they have some options that you may not know about. In response to layoffs and temporary business closures, many financial institutions and lenders are implementing special programs to help people in need. Whether they already have a lot of bad debt or they’re looking at a period of financial insecurity, these resources may help them keep their heads above water, even in quarantine.