First Acceptance Insurance Co. won a ruling from the Georgia Supreme Court Monday tossing a potential $5.3 million bad faith lawsuit.

Justice John Ellington wrote that the insurance company did not miss a deadline to settle for policy limits because no deadline was clearly specified in the demand. The unanimous decision effectively limits the company’s liability to the policy limits of $25,000 per person and $50 per accident for a multiple vehicle crash that killed the First Acceptance-insured at-fault driver and severely and permanently injured a 2-year-old child.