Law firms that suffer business interruption because of Hurricane Irma should document not only damage to their office and what they did to get up and running again, but also the number of referrals they would normally get during that time. This is especially important for firms that are contingency-fee-based.

While Florida’s insurance industry may be better prepared to handle claims than it was in the past, widespread damage may make it more difficult to get claims paid, lawyers said. The overarching recommendation from insurance lawyers is that firms carefully document losses and what they are doing to mitigate them.