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Michael B. Schwartz is an attorney in the Private Client Services Practice Group at Trenam Law in Tampa. ​Michael B. Schwartz is an attorney in the Private Client Services Practice Group at Trenam Law in Tampa. ​ ()

A May 2017 decision of the Federal Court for the Middle District of Florida should provide an impetus for employers with employer-sponsored retirement plans to reevaluate their beneficiary designation forms and for their employees to reexamine such forms to ensure compliance with their employer’s requirements. The decision in Ruiz v. Publix Super Market (Case No. 8:17-cv-735-T-24 TGW) demonstrates the need for employers to provide precise instructions as to how an employee-participant can designate his or her beneficiaries under an employer-provided benefits plan if he or she is to die prior to receiving full benefits.

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