As insurance rates keep ballooning in Florida, lawmakers have passed several bills to curb insurance litigation across the state. Months later, commercial litigation is beginning to overshadow smaller cases, according to some within the space.

Because clients with deep pockets can still afford to litigate against insurers, lawyers on the corporate end of the insurance law spectrum continue to get plenty of work. But lawyers handling cases with less money attached to them are facing an existential threat that could affect people who aren’t wealthy and even cause ripples throughout Florida’s business community.