An en banc ruling from the Third District Court of Appeal has been reversed at the Florida Supreme Court, which held in a divided opinion that if there’s any conflict between documents in a reverse mortgage case, the note prevails.

It’s a decision that gives borrowers and lenders clarity in mortgage actions, reiterating that the terms of a note and mortgage must be read together, and holding that there is no material distinction between traditional and reverse mortgages in a foreclosure case.