Foreclosures on homes with federally backed mortgages can’t be filed, but things could get chaotic for borrowers, lenders and courts when the moratorium is lifted, a Miami attorney predicts.

A deluge of new court filings could be expected to create an instant backlog unseen since the financial crisis, and the mortgage amount that had been on hold will become due, said Victor Petrescu, a partner at Levine Kellogg Lehman Schneider + Grossman.