On a normal day, Centennial Bank’s Florida operations would issue five loans and get two others repaid, but nothing has been normal since the coronavirus set in and threw the once robust commercial real estate market into uncertainty.

David Druey David Druey

“We are not lending any new money,” David Druey, Centennial Florida regional president in Pompano Beach, said in a March 27 interview shortly before President Donald Trump signed the $2 trillion relief bill. “We haven’t had people calling us saying, ‘Oh, I want to borrow money.’ It’s not really about expansion today.”