Commercial property insurer Zurich American Insurance Co. is accused of not paying for Hurricane Irma damage at a Naples country club with three golf courses, where cleanup costs and damage seemingly covered by the policy extend into eight figures.

Miami attorney Walter Andrews, representing the 1,233-acre Grey Oaks Country Club Inc., is suing the Schaumburg, Illinois-based insurer for breach of contract, saying a $2.84 million payment is millions of dollars short.