By JOSHUA P. BROUDY and AUBREY E. BLATCHLEY

Virtually all insurance contracts contain a “cooperation clause” among the standard policy provisions. The clause places an affirmative duty on an insured to assist its insurer in the investigation and defense of a claim under the policy. The duty to cooperate is one of the central policy obligations owed by an insured to its insurer, the primary purpose of which is to protect the insurer and prevent collusion between the claimant and insured.

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