In 2003, a fire at a Hartford nursing home killed 16 elderly and disabled people. In the aftermath, 13 lawsuits were filed, but plaintiffs have still not received any money. In fact, they haven’t even gone to trial.

The reason for the delay? A dispute over exactly how much was available under the nursing home’s professional liability policy. The state Supreme Court just ruled this month, to the dismay of the plaintiffs, that just $1 million was available, and that amount would have to be split 13 ways.