When he was a boy working summers as a cowboy and picking crops on the Texas-Mexico border, RICARDO ANZALDUA never imagined that one day he would be the top lawyer at one of the world’s largest insurance companies. Anzaldua grew up in Pharr, Texas, a town so close to Mexico that it is connected to the Mexican city of Reynosa by a bridge. The 59-year-old attorney, who came late to the study of law, is now in charge of the legal department at MetLife Inc., the largest life insurer in the United States.

"I wasn’t a great cowboy,"Anzaldua says. "But I knew if I wanted to do something else, I needed to get educated."