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The full case caption appears at the end of this opinion.

Posner, Circuit Judge. The “automatic stay” is astatutory injunction against efforts outside ofbankruptcy to collect debts from a debtor who isunder the protection of the bankruptcy court. 11U.S.C. sec. 362. “An individual injured by anywillful violation of [the automatic stay] shallrecover actual damages, including costs andattorneys’ fees, and, in appropriatecircumstances, may recover punitive damages.”sec. 362(h). The question presented by thisappeal is whether the term “actual damages” isintended to include damages for purely emotionalinjury. We can find only one federal appellatecase that deals with the question, and that onlytangentially: Fleet Mortgage Group, Inc. v.Kaneb, 196 F.3d 265, 269-70 (1st Cir. 1999),cited by neither party to this appeal, held thatdamages awarded for emotional injury caused by awillful violation of the automatic stay are”actual damages.” No doubt they are; but whethertheir award is authorized by the statute is aseparate question, one not addressed in FleetMortgage, the defendant apparently having waivedit. That case is also distinguishable from ourcase, as we’ll see.

 
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