The more than 10 million members in a class action suit filed against Metropolitan Life Insurance Company do not need to be contacted individually to be informed that there is a class action proceeding, that they are a member of the class, or that they have the right to “opt out,” a New York state judge has held.

“The cost of giving individual mail notice to the class-members at this time, is very high,” Manhattan Supreme Court Justice Herman Cahn wrote in Fiala v. Metropolitan Life Insurance Co., 601181/2000. “In view of the large number of class-members, such costs will certainly run into the millions of dollars.”

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