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First Capital -- formally known as FCC LLC -- makes loans to small and midsize companies that secure their borrowing with assets or inventory. GC Thomas F. Berner says the work appeals to his idealism since many of the companies were "stepping stones into America for first- and second-generation immigrants." He points to "a whole string of victories" -- companies that needed cash to get back on their feet and with First Capital's help became financially solid enough to qualify for standard bank financing.

NAME AND TITLE: Thomas F. Berner, executive vice president and general counsel

AGE: 52

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2 Oliver St #608

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Houston, TX 77008

(713) 739-1250

www.smithandhassler.com

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