The Appellate Division upheld the state’s new regulations ontreatment for certain soft-tissue injuries caused by autoaccidents, delivering a severe blow to opponents of the insuranceindustry-backed rules.

However, the three-judge panel did toss the appellants abone last Monday, ruling that the “loser pays” provision wasinvalid. That measure would have required accident victims wholose in an arbitration over a disputed claim to pay the insurer’slegal fees.