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Judge Cote

PLAINTIFF FILED a proposed class action against a debt collector, alleging violations of the Fair Debt Collection Practices Act (FDCPA), arising from plaintiff’s receipt of a collection letter from defendant that failed to include its City of New York Department of Consumer Affairs license number, as required by a New York City ordinance. The court granted defendant’s motion for judgment on the pleadings, concluding that the letter contains the information required by the FDCPA. The court noted that defendant’s name, address, and phone number were included in the letter, and that plaintiff failed to explain why she could not contact the Department of Consumer Affairs based on the information provided. The court added that even though defendant’s failure to list its license number may violate a New York City ordinance, there is no basis to conclude that this minor deficiency renders the letter false, deceptive, or misleading within the meaning of the FDCPA.

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