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State Farm Mutual Automobile Ins. Co. v. Kramer, PICS Case No.04-0410 (Pa. Super. Feb. 9, 2004) Memorandum Decision (15 pages). /r The trial court properly held that defendant, a class-two “occupier” of the insured vehicle, could stack UIM benefits, because Pennsylvania law does not prohibit insurers from providing stacking benefits to class-two insureds and the subject policy did not limit the stacking benefits to class-one insureds. Affirmed.

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