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Chad L. anderson v. Emc Mortgage Corporation

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Submitted: October 21, 2010

Before LOKEN, SMITH, and COLLOTON, Circuit Judges.

After Chad Anderson’s damaged credit rating caused him to lose favorable financing for a real estate purchase, he commenced this action in state court against a real estate adviser or broker, two credit reporting agencies (CRAs), and the furnisher of the adverse credit information, EMC Mortgage Company (EMC), which holds a second mortgage on Anderson’s home. He alleged that EMC violated the Fair Credit Reporting Act (FCRA), 15 U.S.C. §§ 1681o, 1681s-2(b), by “furnish[ing] inaccurate information.” Complaint ¶ 30. After the case was removed to federal court, the other defendants were separately dismissed. Anderson now appeals the district court’s*fn1 grant of summary judgment dismissing his FCRA claim against EMC. Anderson v. Experian Info. Solutions, Inc., 2009 WL 3644923 (D. Minn. 2009). Reviewing the grant of summary judgment de novo, we affirm.

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