The Connecticut Court of Appeals sided with Geico’s alternative argument that a plaintiff’s action seeking to recover underinsured motorist benefits was time-barred for failure to meet the terms of the insurance policy to timely commence the suit or to invoke its tolling provision.

Michelle J. Pollard sought recovery of UIM benefits for injuries sustained in a 2012 motor vehicle accident, according to the court’s opinion. On Sept. 17, 2012, Pollard was rear-ended by Norma Rivera while driving in a fast-food restaurant’s drive-thru lane. Pollard alleged that “she suffered injuries and incurred medical expenses” as a result of the crash.