A federal judge has sided with Bank of America, dismissing an Electronic Fund Transfer Act claim filed by a customer who allegedly lost access to nearly $15,000 in COVID-19 unemployment benefits that were meant to be delivered on the bank’s prepaid debit card.

Yagoub M. Mohamed, a mechanic and small-business owner who lost business in July 2020 due to the pandemic, applied for federal supplemental programs, including the Pandemic Unemployment Assistance (PUA) benefits that were administered by the Maryland Division of Unemployment Insurance (DUI), an office of the state Department of Labor (DOL). Mohamed opted to receive his benefits on a Bank of America DUI debit card.