The California Superior Court has refused to dismiss pandemic-related event cancellation litigation filed by heavy-metal band Metallica despite a virus exclusion within the applicable coverage. The case is Frantic Inc. v. Certain Underwriters at Lloyd’s et. al. 

The Court held that at this preliminary stage of litigation it could not dismiss a suit filed over a tour that was canceled because a “proximate cause” had not yet been established as to what caused the loss.