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WHAT WE’RE WATCHING

WATCH YOUR LANGUAGE - The invention of the copy-and-paste function is arguably modern civilization’s greatest achievement. But for motor vehicle insurers, it could prove to be troublesome. As we explore in this week’s Law.com Litigation Trendspotter column, plaintiffs lawyers have recently been taking aim at what they allege are deceptive and decades-long practices by insurers to collect premiums for uninsured and underinsured motorist benefits that policyholders are unaware are virtually inaccessible. As several recent class actions in Pennsylvania and New Mexico demonstrate, the boilerplate nature of auto insurance policies can leave insurers vulnerable to potentially broad exposure when courts find fault with standard contractual language that has been in use for dozens of years with thousands of insureds.