Plaintiffs lawyers have been taking aim at what they allege are deceptive and decades-long practices by insurers to collect premiums for uninsured and underinsured motorist benefits that policyholders don’t realize are virtually inaccessible.

The Driver:

As several recent class actions demonstrate, the boilerplate nature of motor vehicle insurance policies can leave insurers vulnerable to potentially broad exposure when courts find fault with standard contractual language that has been in use for dozens of years.

The Buzz: