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In the age of new coronavirus, it is important to identify areas in which your insurance business might be threatened by a lawsuit for failing to provide coverage in the aftermath of (the first wave of) non-essential business shutdowns.

Many non-essential businesses that were shut down by state or local governments have looked to their business interruption or business income insurance for relief. This type of coverage is typically included in a property insurance package. Most, however, have faced resistance from their insurers when it comes to paying claims related to the pandemic.

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