If you’re like me and you live above the Mason-Dixon line, chances are it has been a long winter. I live near Chicago, and it has been brutal. One of those winters where you forget you have neighbors because no one ever ventures outside unless they’re in the comfort of their pre-heated car.

Soon (hopefully), however, my neighbors will venture from their cozy living rooms and start the typical spring-cleaning projects–organizing the garage, cleaning up winter debris in the yard, maybe even washing the windows. While I never look forward to doing any of these projects, I always feel great once they’re done. The same is true with our personal finances—spring is a great time to tackle some of the projects that you’ve probably been putting off for a while. My guess is you’re not necessarily looking forward to any of these projects, but you will feel better once you get them out of the way. Here’s a quick list of some smart financial spring-cleaning projects:

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