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A Look at No Fault in 2018
A review of this year’s cases: two dealing with UM/UIM benefits, one addressing PIP benefits, and three cases relevant to “automobile injuries” (pedestrian crossings, deployment of airbags, and correlation between property damage and personal injuries).
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The State of New Jersey adopted a comprehensive system of automobile insurance statutes in 1972 to provide that “persons injured in motor vehicle accidents are compensated promptly” and to insure that there are “financially responsible” persons available to meet those claims. Craig & Pomeroy, New Jersey Auto Insurance Law, Gann. The triple pillars of the system are the Compulsory Insurance Law (which requires liability insurance), the No Fault Act (which requires personal injury protection benefits), and the Uninsured Motorist Act (which requires uninsured and underinsured motorist coverage).
Every year since 1992, I have written an Automobile Injury Supplement for the New Jersey Law Journal entitled “A Look at No Fault.” The primary purpose of this supplement is to review every case, rule, regulation and statute dealing with the verbal threshold, PIP benefits and UM/UIM coverage. In addition, I review other cases that deal with “automobile injuries.”
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Woman Caught STD in Car, Auto Insurance to Pay Out $5.2 Million
The Missouri woman sued Geico claiming that she contracted a sexually transmitted disease from the car owner after the two had sex inside a car covered by the insurer.
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