The state’s plaintiffs and defense bars will be intently watching the Georgia Supreme Court Tuesday morning as the justices weigh whether personal injury lawyers have routinely manipulated the state’s bad faith law to “set up” insurers with massive judgments far in excess of their policy limits.

There has been an increasing outcry from the insurance defense bar about the use of time-limited demands for an insured’s policy limits, often putting insurers under pressure to capitulate or face a “bad faith” lawsuit for failing to settle within the time demands.