California attorneys are required to inform their clients in writing if they do not have professional liability insurance, whether at the time of engagement or any time during the representation. Under Rule 3-410 of the Rules of Professional Conduct, any gap in coverage may trigger an attorney’s duty to disclose the lack of insurance to all clients.
When a legal malpractice insurer decides not to renew a policy, it can cause attorneys to feel panicked and even desperate for options. But in today’s market, there is little reason to panic. There are various opportunities for law practices and attorneys to obtain necessary coverage regardless of size, location, practice area, or claims history.
