In Philadelphia, there are 26 nonprofit public interest legal organizations that provide a wide variety of legal services to Philadelphians whose incomes fall below the federal poverty guidelines. These organizations specialize in delivering an evaluation and, if needed, representation in a legal problem that clients present. In Philadelphia, poor individuals are able to obtain excellent and significant legal representation from the experienced and dedicated staff members of these legal services organizations.

The Consumer Bankruptcy Assistance Project (CBAP) offers expert legal representation in debt counseling linked to pro bono Chapter 7 bankruptcy to Philadelphians with low incomes. Some unfamiliar with the challenges of living below the federal poverty guidelines are confused when learning about CBAP’s mission.