A federal judge on Monday found that a $52 million class action settlement by Farmers Group Inc. was fair and that the parties should proceed with sending notices to auto insurance policyholders who will share part of the settlement.

There’s still about six months to go until a final fairness hearing to approve officially of the settlement—comprised of $40 million for the class and about $11.5 million in attorney fees and $500,000 in expenses—but the ruling begins the process by approving of the steps and deadlines to finish the case by May 2020. Farmers will pay class members through account credits or checks rather than making them submit claims, said a Dec. 11 motion for settlement.