Procopio v. Government Employees Insurance Co., A-2313-12T2; Appellate Division; opinion by Parrillo, P.J.A.D.; decided and approved for publication November 21, 2013. Before Judges Parrillo, Harris and Guadagno. On appeal from the Law Division, Camden County, L-6191-11. [Sat below: Judge +.] DDS No. 23-2-xxxx [10 pp.]

Plaintiff James Procopio Jr. was injured in an automobile accident with another driver, also insured by defendant Government Employees Insurance Company (GEICO). He received the tortfeasor’s insurance policy limit of $15,000 and then filed this action asserting claims for underinsured-motorist (UIM) benefits under his own policy and bad-faith refusal to pay the claim, breach of contract and violations of the New Jersey Consumer Fraud Act.