A Boston federal judge’s ruling in a Fair Debt Collection Practices Act lawsuit against a lawyer underscored a debt collector’s obligation to inform consumers about their rights to dispute the debt.
U.S. District Judge Richard Stearns ruled on Monday that plaintiff Ronnie Pollard may pursue attorney Mandy Spaulding of North Attleboro, Mass, on two claims arising from her efforts to collect $611.84. One is that Spaulding engaged in false, deceptive or misleading representation. The other is that her communiqués improperly played down Pollard’s right to dispute the debt within 30 days.
