An insurer appeals judgment against it. No notice of non-renewal is required when the insured fails to pay the premium. The notice and renewal policy are an offer to provide renewed coverage upon payment of the renewal premium and, without payment, do not constitute a binding agreement. The trial court's judgment is reversed and a take-nothing judgment is rendered.
Texas Farm Bureau Underwriters v. Rasmussen
Tex. App. Dist. 1
July 24, 2013