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Insurance Law

State Initiatives May Fall Short for Sandy Flood Victims

Friday, April 26, 2013

Since Superstorm Sandy, many state and local government initiatives have been proposed to help property and business owners recover under their insurance policies. Unfortunately, none of these programs help with claims under flood policies, because they are governed by federal law: written under the National Flood Insurance Program, and administered by the Federal Emergency Management Agency.

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Clark v. The Prudential Ins. Co. of America

Wednesday, April 24, 2013

In this action alleging deception and bad faith by a health insurer, the court denies reconsideration of its denials of class certification, plaintiffs' motion to redefine the class, and the partial summary judgment barring two plaintiffs' claims as time-barred.

Robinson v. Zorn

Thursday, April 18, 2013

As a public entity, New Jersey Transit is not required to provide uninsured-motorist coverage to an out-of-state uninsured resident involved in a New Jersey accident with an individual insured by a special automobile insurance policy.

Vega v. 21st Century Insurance Company

Thursday, March 14, 2013

An insurer's letter rejecting an arbitration award was sufficient to trigger its right to nullify an uninsured-motorist arbitration award although it did not expressly state a demand for a trial.

Sandy Claims May Have Lawyers Consulting N.J. Bad-Faith Law

Wednesday, February 27, 2013

N.J. property insurers have been inundated with claims since the onslaught of Superstorm Sandy. Disagreement over entitlement to policy benefits will inevitably follow, and the term "bad faith" will doubtless be hurled. Attorneys representing both insureds and insurance carriers are well advised at this time to review what N.J. law provides regarding insurance bad-faith actions.

Clark v. The Prudential Ins. Co. of America

Wednesday, February 13, 2013

In this action alleging deception and bad faith, plaintiffs' motion for class certification is denied due to lack of commonality and predominance; Prudential's motion for summary judgment is granted as to two plaintiffs on statute-of-limitations grounds.