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The Consumer Financial Protection Bureau (CFPB) has been busy since it began enforcing the federal consumer financial laws on July 21, 2011. It has issued new rules, published examination and investigation procedures, commenced its supervision process and brought public enforcement actions, among other things. Its focus on protecting consumers is demonstrated by its own blog, its consumer testing of mortgage disclosure forms and its creation of a consumer complaint database that has already received approximately 79,200 complaints.

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